“Clawback note trap means every financing note is personal debt the school never co-signs” vs clawback-note≠financing-never-cosign strip

Clawback-note ≠ financing-never-cosign blanks

• □ Pitch says clawback note trap means every financing note is personal debt the school never co-signs? □ Yes · phrase __________ □ No
• □ Written clawback / financing / co-sign steps still owed? □ Yes · doc __________ □ Never-cosign claimed / silent — hold □ Oral only
• □ Any financing dollar figure from their writing only? □ Yes · source __________ □ None — invent none
• □ Pitch matches written clawback / financing path? □ Yes □ No □ Unclear
• □ Pair clawback note trap · financing trap
• □ Decision: □ Proceed □ Hold money □ Walk · Notes: ______________________________